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Author Mobile Phone Insurance Question
djmacca
T68 gold
Joined: Mar 05, 2005
Posts: 5
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Posted: 2005-07-09 18:52
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first thing sorry guys didnt know what section to post these,so if needed can sumbody move it.thanks

right,ive got a SE k750i,had it for 1mth,i dropped it today in my cup of tea!! hahahahah
its insured with 02 on the gold plan!,my questions are these.

1.do i say i dropped it in my tea or not
2.or do i say ive lost it

cos i know insurance and they mess you about,they must have clauses etc!!

thanks
Curve
T300
Joined: Jan 16, 2005
Posts: 95
From: Cheshire, UK
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Posted: 2005-07-09 18:55
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lost on the train is the best bet if you dont mind lying. keep it simple, and stick to the same story.

if you muck up, they wont be happy.
jemo
W880 Silver
Joined: Jan 02, 2004
Posts: 93
From: Belfast UK
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Posted: 2005-07-09 19:52
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nah tell em truth, liquid damage is covered on o2's gold insurance
djmacca
T68 gold
Joined: Mar 05, 2005
Posts: 5
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Posted: 2005-07-09 20:39
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yeah! ok will do!
there open tomz i think
csi_bha
S700
Joined: Jul 19, 2004
Posts: 84
From: Sheffield, UK
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Posted: 2005-07-10 01:06
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also, if its lost you'll need to report it to the police, with most companies req this in terms and conditions to do it within 24hrs of the item being lost or stolen.

It would also be insurance fraud, which is punishable by prison sentence... not worth the risk.
ofiaich
W900 black
Joined: Nov 12, 2001
Posts: > 500
From: East Yorkshire, England
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Posted: 2005-07-10 01:14
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Yes and of lost need to report to the network so they can block the phone to prevent calls...

Tell them the truth and bring the phone, tea cup, saucer and rich tea biscuits with you...

Ofiaich
diakim
P910
Joined: Jun 26, 2005
Posts: 41
From: Lagos
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Posted: 2005-07-10 17:38
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Just tell them the truth. But if telling them the truth will embarass you, then forget about the claims; that is just a little price to pay for a little carelessness.

Early this year, I dropped my Nokia N-Gage in the water while at the beach, the phone has packed up now, but I just decided not to pursue the claims even though I insured it with other personal household properties, unless I twist the story, which I don't want to do.
In God We Trust, Others We Virus Scan
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P4U279
T68 gold
Joined: Jul 10, 2005
Posts: 4
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Posted: 2005-07-11 11:57
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Tell them the truth. All insurance companies cover for liquid damage.
a1ster
T68 gold
Joined: Jul 10, 2005
Posts: 36
From: AREA 51
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Posted: 2005-07-11 12:31
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report that you lost it in tea cup.
haynesycop
Z800
Joined: Mar 10, 2004
Posts: > 500
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Posted: 2005-07-11 12:32
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dont drop your phone in tea in the first place
JK
W995 Red
Joined: Feb 24, 2005
Posts: > 500
From: S. Africa - JOZI
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Posted: 2005-07-11 13:04
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If you say you lost u wud have to lose it, but if you say you broke it you might be able to keep the broken phone.. just for whatever!!!

sell it on ebay or something!!!

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