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Author Mobile phone insurance.
Guy H
C905 Black
Joined: Feb 19, 2004
Posts: > 500
From: UK
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Posted: 2004-11-01 11:44
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after losing my phone again on Saturday night but luckily some kind soul had handed it in I need to sort out some Insurance!

I can just use the Vodafone one but I wondered if anybody has Insurance they can recommend?
mobman
X1 Silver
Joined: Sep 23, 2003
Posts: > 500
From: Manchester UK
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Posted: 2004-11-01 12:52
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i know it doesn't really help you if your on voda - but i just lost my phone and i cant fault the o2 insurance at all. got my brand new replacement p900 less than 24 hours after i lost it.

i'm on the gold cover - £4.99 a month - well worth it.
london-uk
Sony CMD MZ5
Joined: Oct 01, 2003
Posts: 214
From: Londres
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Posted: 2004-11-01 13:06
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I was quoted £179.95 per year by vodafone, so unless you loose your phone quite frequently, I wouldn't use this option. If you have an existing household insurance, you should be able to add you phone specifically to your policy, which would work out cheaper.

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[ This Message was edited by: london-uk on 2004-11-01 12:06 ]
dekesh
P900
Joined: Jun 28, 2004
Posts: > 500
From: London, UK
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Posted: 2004-11-01 13:11
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does anybody know where you can get any good insurance deals for p900.im on o2 PAYG. Ive had my fone since december and I understand you can only take out insurance if you apply when you buy, or am i wrong?please help [addsig]
Guy H
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Joined: Feb 19, 2004
Posts: > 500
From: UK
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Posted: 2004-11-01 13:46
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Has anybody used Endsleigh or CUSC foneguard?
kingkev00
P910
Joined: Jan 16, 2004
Posts: 44
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Posted: 2004-11-01 14:28
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Orange Care is great!

ive had 3 replaced p900s this year

and last year i had 5 replaced 7650s

all for 5quid a month!
*The One*
Lembo
Satio Black
Joined: Mar 13, 2004
Posts: > 500
From: East London
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Posted: 2004-11-01 14:35
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See if you can place it on your house insurance

edit: Sorry london-uk, you've already said that

[ This Message was edited by: Lembo on 2004-11-01 13:37 ]
Qwerty_uk
P900 no flip
Joined: Aug 03, 2004
Posts: 408
From: Birmingham/London UK
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Posted: 2004-11-01 14:47
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I made an enquiry with O2 (I also have their 'gold' insurance) to check if the insurance covered other things such as extra memory cards and software that I had purchased - if my phone was replaced, then I'd need new registration codes.

I was initially told that there was no actual documentation (terms & conditions etc.) that they could send me. I couldn't believe that this was the case, since all the other insurance cover I have (car, household etc.) comes with reams of the stuff, which they keep updating and amending.

I eventually spoke to someone who said there was something that they would send. I'm still waiting. I was told, however, that 'accessories' were covered, which ought to include memory sticks, but they'd have to check on the software.

I also wanted to check about water damage, because I know some people that have fallen foul of this restriction on phone insurance.

dave1000
Xperia Arc Black
Joined: Jun 22, 2003
Posts: 114
From: UK
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Posted: 2004-11-01 14:59
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The terms & conditions on the Voda insurance are not good - far too many exclusions. They can be found on the Voda web site, from the site map. I've just switched to O2 and the insurance looks a bit better, but still far from ideal. I did look at some of the independents, but there are problems with those too.
goldenface
Sony Xperia Z3 Compact
Joined: Dec 17, 2003
Posts: > 500
From: Liverpool City Centre
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Posted: 2004-11-01 16:38
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I have found Orange care to be brilliant. Repacing a handset via House contents insurance is not very good asn they wont replace it with a the same model, just one that was similar.

I broke my PAYG T300 and with the house insurance they would only replace it with a handset that had no email and no IR which I wasn't very pleased about, which made me choose Orange Care.
DJcreamz
W850 black
Joined: Jul 09, 2004
Posts: 463
From: Luton / UK
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Posted: 2004-11-01 17:23
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What country do you live in ? i used to have individual cover with single point it wasnt as much as the voda gold but not far off thinkit was around 2.99 a month, but i scraped this due to the fact my house insurance covers me for loss anywhere in the Uk and ROI, obviously this doesnt apply to losing ya hone but i lost mine in a taxi and it was never handed in thus it was stolen so i made a nice claim and got me phone free of charge, now this wont be of use to a lot of people i realise but for those tht have lost or had stolen a handset that is not covered indiviualy it will be worth looking into your home insurance

and my insurance replaced my phone with exactly the same model as was lost

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[ This Message was edited by: DJcreamz on 2004-11-01 16:26 ]
Lynx69
W810 white
Joined: Feb 22, 2004
Posts: > 500
From: [ENGLAND]
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Posted: 2004-11-01 17:50
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Its best to be safe than sorry...i lost my T610 like within a few weeks of getting it and luckily i had insurance and i will always have insurance

>>*Wow 2100+ posts*<<
goldenface
Sony Xperia Z3 Compact
Joined: Dec 17, 2003
Posts: > 500
From: Liverpool City Centre
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Posted: 2004-11-03 16:26
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