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Anyone Here Use PayPal? |
Chazzer3
Joined: Mar 23, 2004
Posts: > 500
From: Edinburgh, UK
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Hey Guys, do any of you here use PayPal, it is a great system, online banking, just wondering, and then we could discuss, pros and cons etc etc...
Charlie.
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masseur
Joined: Jan 03, 2003
Posts: > 500
From: Sydney, London
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I have around 310 ebay feeback, all positive, and in almost every transaction I use paypal to pay or receive payment. its by far the easiest way pay on ebay.
I have not experienced any negatives at all so can highly recommend it
if you are new to paypal then just be aware that to receive payments from people using a credit card you will be hit with around 3% fee to cover the merchant cost of the transaction from the credit card company
paypal is actually owned by ebay now and payments can be made in pounds, euros and US dollars (possibly others too)
an alternative is nochex but I am finding much less use for that these days
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JiggyJaggy
Joined: May 21, 2002
Posts: > 500
From: London, UK
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Its definately gets rid of timewasters...as if you stipulate a "Buy It Now" you can choose an option so the buyer HAs to make immeadiate payment via paypal.
CONS:
1) Very high on commission rates unless you have a Verified Premier business account 
2) Slow transfer of monies to your bank account once funds recieved. Concider how much interest they make in 5-7 days from ech of us overnight!
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buckle247
Joined: Jan 02, 2003
Posts: > 500
From: UK: OXON
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same as masseur i use paypal for all ebay transcations to recieve and pay, but beware there are some sites with negative imformation about paypal (i.e http://paypalsucks.com) but i have never seen this happen to myself or others that i have spoke to, so not sure how true it is.
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tranquil
Joined: Dec 15, 2001
Posts: > 500
From: Oslo, Norway
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I've used PayPal a bit as well both as buyer and seller.
It's a payment option in the Esato Shop as well and there has never been any problems.
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mixin
Joined: Jan 26, 2002
Posts: > 500
From: Notts, UK
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i use paypal donation things on my website 
(ahem: http://www.mixin2.com/donate.php )
No ones taken advantage of it yet 
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Sammy_boy
Joined: Mar 31, 2004
Posts: > 500
From: Staffordshire, United Kingdom
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I use paypal a lot on Ebay, and so far no problems either. The charges they make are rather pricey, and some penny-pinching ebay sellers try charging buyers a surcharge, even though Ebay made this practice illegal in June. I've never charged people for paying via paypal, and don't pay anyone's illegal surcharges! 
I agree, the 5-7 working days is rather excessive for getting the money into your account - it as long, if not longer than waiting for a cheque to clear!
"All it takes for evil to flourish is for good men to do nothing" - Edmund Burke
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Bianca
Joined: Dec 29, 2002
Posts: > 500
From: The Netherlands
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I use paypal too for everything i buy on ebay. Transferring money from my bankaccount always took 3 or 4 days. I also don't like people subcharging ebay costs in auctions.  |
buckle247
Joined: Jan 02, 2003
Posts: > 500
From: UK: OXON
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it is good now that ebay have banned people using surcharges, though i still see a few items charging. Paypal is great for buyers though, as you get the item much quicker as it can be posted same days as bought, not like a cheque which takes 3-4 days to be delivered then another 7 to clear in the bank.
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masseur
Joined: Jan 03, 2003
Posts: > 500
From: Sydney, London
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items can be safely sent if the payment has the paypal protection which usually requires that the buyers address is confirmed.
if you are sending to an unconfirmed address and their ebay feedback or paypal rating is low it might be prudent to wait a couple of days to ensure the credit card used was not stolen
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Bianca
Joined: Dec 29, 2002
Posts: > 500
From: The Netherlands
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What i was wondering about: Is there any way to report subcharges to ebay??
One thing i also dont like is people who charge an awful lot for sending. Yesterday i was about to bid on something but it costs 14 dollar to send it while others can send it for 5/6 dollars |
Sammy_boy
Joined: Mar 31, 2004
Posts: > 500
From: Staffordshire, United Kingdom
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Yes, that's another one of my pet hates. It costs from £2-£4 to send a phone and charger through the post recorded delivery, but some cheeky gits charge £10! 
Sadly, I don't think there's a way to report people trying to charge for paying by Paypal. The best thing to do if you win an item from someone trying it on with the charges, is to pay via paypal but omit the charges. The majority of sellers won't contact you about the paypal charges, but if they do, I forward them the section of Ebay's terms and conditions in an email detailing how you're not allowed to charge for paypal. They usually shut up and send you the goods then. If they still carry on moaning about the charges, (and I haven't had to do this yet) I guess you can get in touch with ebay and tell them your concerns.
"All it takes for evil to flourish is for good men to do nothing" - Edmund Burke
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o44wen
Joined: Dec 11, 2002
Posts: > 500
From: Coleraine (NI) and Dundee
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I never realised that the practice of charging for paypal fees was illegal now. I started to sell again a month ago after a 6 month break and charged some but some never included it. I feel bad now. Must stop it. Anyway. I also think paypal is a great way to recieve and pay money. I only had one problem last year when selling a phone, the the buyer was caught out and luckily i never had the phone posted.
This message was posted from a T610 |
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Posted: 2004-08-23 11:34
ink p800:: 
urple t630:: 
