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A newbie's car |
eweiwei
Joined: Feb 25, 2002
Posts: 62
From: Microsoft
PM |
how about Mercedes Benz C Class? |
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mhorton
Joined: Jan 13, 2002
Posts: > 500
From: UK
PM |
I know someone that has a KA. They are alright
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Bazboy
Joined: Feb 25, 2002
Posts: 390
From: Leicester, UK
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I was gonna say a JCB but lets be serious here for the poor lad.
have you got a HGV Licence yet?
Novas are kinda respectable and cheap to Insure, Seat Ibiza (NOT GTi like mine) are great cars and they too are quite cheap to insure, mines a GTi (as mentioned) and its a group 10 insurance!! AND its got the same engine as the Golf GTi aswell...
Good luck mate.
Baz  |
Linkinpark17UK
Joined: Jan 27, 2002
Posts: 372
PM |
How does the insurance scheme work?
Whats this insurance group number about? |
mixin
Joined: Jan 26, 2002
Posts: > 500
From: Notts, UK
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insurance groups are used basically to sort the good cars from the rubbish ones 
basically i think there are 20 groups, starting at group 1 all the way upto 20!
a car is put in a group depending on the cars engine size, stealability and cost i think. The higher the group.. the more youll have to pay. |
Bazboy
Joined: Feb 25, 2002
Posts: 390
From: Leicester, UK
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Yeah.. Insurance groups are:
Groups 1 to 20
Group 1 = Robin Reliant etc etc
Group 10 = Seat Ibiza Gti 8v 
Group 20 = Ferrari, Porsche, Lotus etc
Obviously the higher the insurance group, the more youre gonna pay.. it all goes against ur age, driving experience, points on your licence (if u have any) bans (!!).
The groups are like a standard thing and you HAVE to have insurance, shame that its just so dear to insure cars nowadays, but its best to start with your own insurance on a small car say like upto Group 5/6 and build it up that way. Over the years youll build up whats called No Claims Bonus's marked in a %. 5 years driving accident free insured will give u approx 60% No Claims which basically gives you 60% off the normal cost of the insurance - some companies can go upto 65 or even 70%.
You gotta shop around when it comes to insurance and see who can give u the best deal, the cheapest dont necessarily mean that you got the best deal when it comes to the actual insurance, read all the small print etc etc.. Ive jusr renewed my car ins and shopped around and saved nearly £200!!! Its a big rip off... but someones gotta pay when theres an accident involved.
Baz  |
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Posted: 2002-04-29 14:06
