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Author Insurance for new drivers! OMG
fatreg
T66 pink
Joined: Jul 26, 2003
Posts: > 500
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Posted: 2008-05-31 12:27
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Insurance for existing drivers isn't cheap either!!

I'm 24 want to insure my 2008 1.2 Corsa and no-one will cover me.... :s



OOOOPS.....

I've had 2 accidents in the last 5 years, 1 in Nov 06, no my fault at all, didn't even pay excess, 2nd one was my fault, total claim was for £13,685 (my car was a write off and the other 2 cars involved we fixed for that £13,685)

Oh! and I've got 3 points....

Back to the drawing board on the insurance front I think..
dude_se
K750
Joined: Dec 16, 2004
Posts: > 500
From: Evesham, UK
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Posted: 2008-05-31 12:42
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On 2008-05-31 12:27:44, fatreg wrote:
Insurance for existing drivers isn't cheap either!!

I'm 24 want to insure my 2008 1.2 Corsa and no-one will cover me.... :s



OOOOPS.....

I've had 2 accidents in the last 5 years, 1 in Nov 06, no my fault at all, didn't even pay excess, 2nd one was my fault, total claim was for £13,685 (my car was a write off and the other 2 cars involved we fixed for that £13,685)

Oh! and I've got 3 points....

Back to the drawing board on the insurance front I think..


tut tut lol


dude_se
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fatreg
T66 pink
Joined: Jul 26, 2003
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Posted: 2008-05-31 12:46
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yeah I know tut tut...
masseur
P910
Joined: Jan 03, 2003
Posts: > 500
From: Sydney, London
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Posted: 2008-06-04 18:07
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well, fortunately I didn't find a suitable car yet as I've found out that QUINN direct, who quoted very low compared to all others, put the insurance up once the driver gets a licence.

I've googled this a bit and I suppose it sort of makes sense in that while he is learning and has a provisional licence, he is always under supervision, but when he gets his licence he is on his own with not alot of experience and also as a teen driver, likely to get into all sorts.

so a £500 quote at provision level becomes a £1500+ policy once he is licenced!

here we go again getting more quotes...!
tombadier
K800 Brown
Joined: Oct 27, 2004
Posts: 397
From: Derbyshire, UK
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Posted: 2008-06-04 18:22
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I'm 20 and have been driving for almost 3 years now.
I have always been om my dads insurance as I couldn't afford the ridiculous prices for my own policy.

However it needs renewing in a few weeks and I want to start building up sme no-claims.

I have found Bell Car insurance by far the cheapest at just under £700 for my own policy. I have added my mum as a named driver which saves over £100!
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haynesycop
Z800
Joined: Mar 10, 2004
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Posted: 2008-06-04 18:59
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£1,500 is still cheap for a 17 year old IMHO! That is weird Bell is part of the Admiral group and they quote over £600, yet Admiral quote under £450 for me, strange stuff.
paul101
G502
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Posted: 2008-06-04 22:47
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nobody will insure me for my mum or dads cars (when i turn 17)
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fatreg
T66 pink
Joined: Jul 26, 2003
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Posted: 2008-06-04 23:02
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HAHAHAHA

I'm getting quotes of £1200-1500..

JOY!!!

beans for the next year then...
Caspa
LG Nexus 5
Joined: Nov 28, 2001
Posts: > 500
From: London, UK.
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Posted: 2008-06-04 23:32
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has anyone looked at swiftcover.com?

i use them and they have been the cheapest for me for two years now.
fatreg
T66 pink
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Posted: 2008-06-05 07:56
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not bad caspa!!

£745...

Sweet!


might be going with them then!!
Davo_169
T650 Gold
Joined: Sep 06, 2004
Posts: > 500
From: perth/thredbo
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Posted: 2008-06-05 08:46
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wow england doesn't trust it's younger drivers does it?
i think i paid $300 a year on my 2ltr gemini on my P's
Kids are getting V8's and still not paying the equivalent of 2000 pounds a year, you guys are getting ripped off big time.
Daedalus85
K750
Joined: Apr 23, 2007
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From: Suffolk, UK
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Posted: 2008-06-05 09:19
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Oh, we know, trust me. Not to mention we pay twice as much for petrol (or "gas") as you do


Insurance here is a legal requirement anyway, correct me if I'm wrong but for the most part its not over there is it?
My opinions on this forum are that of my own and not of the company I work for.
Davo_169
T650 Gold
Joined: Sep 06, 2004
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From: perth/thredbo
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Posted: 2008-06-05 09:33
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it is illegal but not anally enforced
me, i drive without a liscence or insurance but we can't all be law abiding citizens like myself
pmerryman
HTC Wildfire S
Joined: Jun 02, 2004
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From: Oldham,Uk
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Posted: 2008-06-05 09:33
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Just looking for cover myself, as mine runs out on the 19th. Looking a quotes of £412 - £695 for my Ibiza, with 7years protected no claims bonus. And I thinks thats expensive.
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haynesycop
Z800
Joined: Mar 10, 2004
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Posted: 2008-06-05 11:36
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Very expensive that, i'd keep looking!
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