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Are you in Debt? Or are you a Spend-a-holic |
SE4NICK
Joined: Dec 27, 2006
Posts: > 500
From: Australia
PM |
Im a tight arse lol...also i don't have any evil plastic rectangles
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joebmc
Joined: Jan 03, 2003
Posts: > 500
From: Kent
PM |
Only owe about £300 which i will pay off stright away after the christmas period.
(Although if you include the mortgage i actually owe around £146,300). |
paul101
Joined: Mar 26, 2007
Posts: > 500
From: first to last
PM, WWW
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i'm £5 in debt  (with my mum)
i have LOOOOOADS of money to spend (for me anyway)
I don't wanna sleep
I don't wanna dream
'cause my dreams don't comfort me |
skylineboy
Joined: Jul 27, 2004
Posts: 30
PM |
im in about 16k debt, mainly for buying a skyline when i was about 22, really wish i didnt as i will be living at home till im 28 now!! |
ÈL ® ö B ì Ñ
Joined: Feb 03, 2005
Posts: 281
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I own nothing, If I can i'll keep it that was for as long as.
My mate on the other had extended his overdraft from 1500 to £2000 the other day so he could buy a PS3.
idiot.
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scottt
Joined: Aug 22, 2005
Posts: > 500
From: North Yorkshire
PM |
I have about £130 on my credit card, and have an overdraft but dont really go into it.....
I  my 32GB iPhone 3GS  |
LesleyAnn
Joined: Oct 12, 2006
Posts: 96
From: a small kentish village
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i really recommend that anyone in debt has a good read through here:
http://www.moneysavingexpert.com/
u'll find lots of tips on how to save money by not paying too much on what u owe.
add a little charm to your mobile! http://www.bijoubabe.co.uk |
Rookwise
Joined: Mar 22, 2004
Posts: > 500
From: UK. Phone:Samsung Galaxy A54 5
PM |
I'm very close to Nanu debtwise. Lost 3 of my jobs a few years back which left me with just about enough to scrape together to pay off the interest. I was made redundant last summer (2006) which left me without a job for a few months and things were getting way over my head.
I was put in touch with a company called Thomas Charles and spoke to a consultant called Phillip Hunt and he sorted out everything all the way up to starting the IVA.
Have been doing it for a year now and have another 4 years left (£255 a month)
These days I have a full time job and a baby on the way. I never use any of my money until my bills are paid first. Whatevers left I put half away and use the other half to last me the rest of the month and have not bought a thing unless I have the money free in my bank account to do so.
I tried sniffing coke once but didnt like it. The bubbles kept going up my nose  |
Miss UK
Joined: Jan 11, 2003
Posts: > 500
PM |
On 2007-12-20 10:58:19, Nanu Of Nazareth wrote:
Me too!! 
Just under £30k last time I checked! hehehehe
I was paying out £2.5k a month this year but I will have reduced that to £1.5k/month for January of next year, then I can start to look at repaying the £30k at a greater rate of knots!
I still buy my guilty pleasures or I wouldn't get out of bed each morning!!
It pains me to works so hard and hand over my cash in interest to the greedy beggars!
What have you been buying
btw I hope manage to repay even thought you sound as though you hate sending your money out Nanu 
don't you just hate how cred card companys raise the intrest rates, my card was 15.9% when I had it now it's gone upto 18.9% 
my credit limit is £4,500 i's like they want you to get into debts.
I dont like the fact ive got £500 to pay off as I want it of my chest btw,
doesn't seem much I know but it's been like that since 2006 more or less
An "Apple" a day keeps the Doctor at Bay! |
Nanu
Joined: Feb 18, 2006
Posts: > 500
From: Warrington, UK
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I've given myself till I'm 29 to wipe all of my debts! yup that's 364 days from now!
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Miss UK
Joined: Jan 11, 2003
Posts: > 500
PM |
lmao really? are you sure theres nothing else you want 
btw this forum doesn't help "Bloomin phones"
My mates just bought a Playstation 3 now is spending £550 on a 37'inch Samsung HD TV for it, im not saying a thing cos I get the old tv to lend when I get my flat, 1 thing to cross of my list I suppose
An "Apple" a day keeps the Doctor at Bay! |
Miss UK
Joined: Jan 11, 2003
Posts: > 500
PM |
Dunno if it's useful to all of you but Mint are offering a low APR Credit card 12.9% and No Transfer on Balances for 13 months,
so it might prove useful to some of you who wanna clear debt quick http://www.mint.co.uk/
An "Apple" a day keeps the Doctor at Bay! |
Miss UK
Joined: Jan 11, 2003
Posts: > 500
PM |
Anyone watch Repossion, Repossion 
An "Apple" a day keeps the Doctor at Bay! |
Merc_Man
Joined: Feb 24, 2004
Posts: > 500
From: U.K
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Yep watched it, Manchester is the the most in debt city. Crazy!!
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>500
Joined: Jan 24, 2006
Posts: > 500
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im in debt bout 735gbp, most to my Mum, rest to my sister. Im looking to pay it off within the next month in one go!
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Posted: 2007-12-20 12:23
my 32GB iPhone 3GS 
