Posted by lamont
Hi everyone, need some advice,
I had an accident 2 weeks ago, a girl infront of me braked went in the back of someone and i went in to the back of her, she says that i went in the back of her and then she went in to the person in front but i dont believe this to be true. All this was only at 5 to10mph at the most.
Anyway i know the person i went in to, she is claiming whiplash off my insurance but i know there is nothing wrong with her. Can i do anything to stop her getting this on my insurance as it is made up? she has got a doctors note but a doctors note for whiplash is as easy to obtain as a £5 note. Can i get her checked over by a pysiotherapist to have it confirmed? I heard that they can now take X-rays which show up whiplash and damaged tissue.
Also the person she went into is also trying to claim off my insurance, my understanding is either way, if the girl in front of me ran into him 1st or if i went into her then she went into him, that he would claim off her as she should have left a safe gap in front of her. Is this true?
Where do i stand in all this?
Thanks
Posted by jcwhite_uk
Normally the person who drives into the other car is said to be at fault. If you went into the back of her then she normally can claim from you. The same as for the person who hit you, you claim from them.
As far as the whiplash goes, just let your insurance company sort it, thats what they are for.
Posted by Cycovision
^^^^^^^
Absolutely right. If there's any doubt about her claim, your insurance company can insist that she takes an independent medical examination before paying out (and blotting your copy book).
Posted by Ridahz
Dont say this happened in the new Fiesta?
Posted by joebmc
On 2007-10-02 18:06:05, Cycovision wrote:
^^^^^^^
Absolutely right. If there's any doubt about her claim, your insurance company can insist that she takes an independent medical examination before paying out (and blotting your copy book).
Agreed and i'm pretty sure your insurance company will do everything they can to prevent having to pay out.
Posted by lamont
@ Ridahz - yep new 2 day old fiesta,
i was the car at the back, there were 2 cars in front of me, should the person at the front be claiming from me?
thanks
Posted by Cycovision
Not really, they should normally be claiming from whoever directly went into the back of them.
Posted by lamont
i thought so. thanks for the help
Posted by jcwhite_uk
On 2007-10-02 19:12:59, Cycovision wrote:
Not really, they should normally be claiming from whoever directly went into the back of them.
If he was at the back then the person in front of him should claim from him. You contradicted your own statement.
Posted by Cycovision
No, no. Lamont asked if the person at the very front, who was hit by somebody else, should be putting a claim in against him. They shouldn't be doing so because they were the person in front and as such should claim off the guy in the middle and not Lamont. Lamont's car did not collide with the person at the front at all.
Which is what you said and I was saying, I think?!?!?!?
Posted by LesleyAnn
yeah cycovision, that's what u said and imo that's correct. think the isurance companies will sort all these details out though...
Posted by lamont
orite kewl, cheers
Posted by A L 3 X
ouch...new car :S
what damage has been done?
sorry i cant answer ur question not too sure im afraid
Posted by lamont
front end is buggered, wasnt pretty
Posted by Ridahz
Thats a bitch mate. Trust. You were well lovin the fiesta.
Posted by lamont
i was for the 2 days i had it! I cant wait to get it back hopefully this week or nxt week and put all this behind me!
Posted by jcwhite_uk
On 2007-10-02 21:25:27, Cycovision wrote:
No, no. Lamont asked if the person at the very front, who was hit by somebody else, should be putting a claim in against him. They shouldn't be doing so because they were the person in front and as such should claim off the guy in the middle and not Lamont. Lamont's car did not collide with the person at the front at all.
Which is what you said and I was saying, I think?!?!?!?
Sorry. miss read. you are, as always, correct. The person only claims from the one driver directly behind them.
Posted by lamont
New question, does anybody know whether you can take a driving test on a Sunday? A letter from the solicitor of one of the people in the car in front said they had to cancel a driving test and the date given of when the test was is a sunday. is this possible?
Thanks
Posted by pmerryman
I wouldn't have thought so. Maybe ring a couple up and ask.
Posted by jcwhite_uk
I would also question if they didnt have a license then were they allowed on the road in the first place? Did they have a qulaified driver with them at the time?
Posted by leeboy13
this sucks asss! happened to me a little whoile back.... they claimed for all kinds off my insurance and i KNOW for a fact she was fine etc... pikey gits!!!! but the beauty is lamont, once a claim has been made for whiplash you cant do it again... Karma matey
one day when they need that claim they'll be in the shit i know it does help but these things happen mate.... just be EXTRA careful... although i believe it doesnt sound like your fault, the law is who ever went into the back - is at fault....
best of luck and you may aswell claim and get your front end sorted out also
Posted by pmerryman
@leeboy, not sure about what you saying about only being able to claim once for whiplash is true.
The Mrs has been hit up the arse end twice (hold the laughter), and she claimed twice, but she was a genuine case, and she still suffers to this day from it.
Posted by lamont
It is the passenger who is claiming she had to cancel her test not the driver.
@ Leeboy - already had my car sorted out, cost me £520 in excess
but was better than the £900 the insurance said initially was going to be the excess.
Cheers guys