Posted by brownlad007
Hi all,
recently bought a car and found that insurance is verryy expensive.
the cheapest i have found is on "budget" via confused.com ....
Using my dads no claims bonus and protecting it would cost £1140.
Any know of anything better? Can use my dads 6 years no claims but it needs to be protected
cheers
Posted by Mulder7
Depends on the car that your driving, pref the size of the engine, where the car is stored i.e if on the front drive more than in the garage and also have you done any other advanced driving courses? They tend to bring the insurance down also.
Posted by brownlad007
car - peugeot 206 with engine size 1.4
i typed all i can 2 lower the price e.g. kept in a garage.
its still pretty expensive
Posted by Mulder7
If you have an alarm grade 3 or above you get cheaper insurance. Something like that.
Posted by brownlad007
hehe yea.
just need to know the cheapest place 4 insurance. tesco gave a good quote but dont offer ncb protection
Posted by leeboy13
im with tescos and i have protection on 4 years no claims
They definatly do it mate... and i have found them by far the cheapest
Posted by brownlad007
yea. just seen it.
going to be £1014
think thats the cheapest its getting
Posted by haynesycop
£1000 is the cheapest you will get in my opinion, how old are you 17/18? that is reasonable i have known people your age to pay a hell of alot more than that.
Posted by methylated_spirit
My cousin passed his test when he was 17, and the cheapest quote he got for his 1 litre, group 2 mini was 1300 quid
Posted by slattery69
not sure if youve tried a quote using this - get your dad to insure the car in his name as the main driver then you go onto his insurance as a named driver for the car. sometimes that can be cheaper for under 25 .
failing that shop around for a company that specialises in younger drivers or first time drivers i googled it and found some links you could try-
http://www.google.co.uk/searc[....]rls=org.mozilla:en-US:official
Posted by haynesycop
slattery69's suggestion is a good one, go as a named driver, but just remember when you do want to be put down as the owner it still may cost quite alot.
Not sure how it works, does the insurance become cheaper later on if you have been a named driver for a couple of years or not?
Failing that have a sex change!!!
Posted by solidsingh
im 17 and have a 1.4, i pay 487 third party
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http://search.ebay.co.uk/_W0QQfgtpZ1QQfrppZ25QQsassZsolidsinghuk
[ This Message was edited by: solidsingh on 2006-06-01 21:07 ]
Posted by brownlad007
well its £670 just for my brother and dad. but if im added its £1019
what is i just drive under my bros name :/
Posted by leeboy13
just beware when youre a named driver as if you have an accident youre normally only covered third party....
Best thing to do is suck it up and pay the grand matey... that way (fingers crossed you'll have no crashes) and your insurance will go down next year.... im looking forward to this years quote... i will be 25 and have 5 years no claims - woohoo!
Posted by haynesycop
Yeah that is a good idea aswell, do that for a couple of years. Although my mum has been driving for years she has only owned a car for the last 4 years.
She started paying around £800 third party to start with now she is fully comprehensive with me insured fully aswell for like £300 a year. And i have never owned a car (been driving 2 1/2 years)
Being a women does have its advantages.
Posted by brownlad007
just had a quote of under £600 from asda
Posted by haynesycop
bloody hell that is cheap!
Posted by brownlad007
yea lol. have to do it 4 times to believe it
Posted by haynesycop
How did you wangle that, is it under your dad, fully comp or third party?
Posted by brownlad007
under my dad... had license for 9+yrs. no claims bonus of 7 years and protected. then me and bro as 2nd and 3rd drivers
Posted by amnesia
sometimes it's cheaper to have someone as a MAIN driver and you as the secondary or vice versa.
Posted by brownlad007
yea. this is the best deal for me i think
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[ This Message was edited by: brownlad007 on 2006-06-01 21:06 ]
Posted by SCORPIONKING1982
how old are you mate?
a friend of mine told me about these guys http://www.noeldazely.co.uk/ he reckons theyre cheap. they specialise in young and/or performance cars but only ages 19+
Posted by brownlad007
im 17, 18 in a month
Posted by SCORPIONKING1982
ah right i dont think theyll quote u then.
privilege were cheapest for me
Posted by brownlad007
nice. im happy withjust under £600 though
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[ This Message was edited by: brownlad007 on 2006-06-01 21:19 ]
Posted by solidsingh
u must ave done somethin wrong
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[ This Message was edited by: solidsingh on 2006-06-01 21:21 ]
Posted by SCORPIONKING1982
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thats a good price but will you earn your own no claims while on that policy? believe me stumping up the extra cash at first will save you money in the long term, unless of course your happy to be a named driver forever.
Posted by brownlad007
i wont be able to build up my own no claims. ill do that when i about 20